Indian family money, explained plainly.
No jargon, no selling. Short, answer-first guides to the things every Indian household actually deals with — EPF balances, 80C, PPF vs NPS, mutual fund returns, and the papers you can’t afford to lose. Real 2026 figures, attributed to their source.
- 10 Jul 2026
How to track your net worth across banks, EPFO and demat
Your money lives in a dozen logins — banks, EPFO, demat, PPF, mutual funds, gold. Here's the reconciliation problem, a method to build one honest net-worth figure, and how to keep it current without a manual spreadsheet.
Read guide → - 6 Jul 2026
PPF vs NPS vs EPF — the retirement math, compared
PPF, NPS and EPF compared on interest rate, lock-in, tax treatment, liquidity and who each suits — the honest retirement math for an Indian salaried family, with real 2026 rates attributed to their source.
Read guide → - 2 Jul 2026
The documents every Indian family should keep (a checklist)
The identity, financial, insurance, property and legacy documents every Indian family should keep — what each one is for, where it lives, and what your family needs if you're not around to find it.
Read guide → - 24 Jun 2026
How to calculate mutual fund XIRR (with a worked SIP example)
XIRR is the annualised return that accounts for every SIP date and amount — the honest number for a mutual fund. Here's what it means, a worked SIP example, and why the 'absolute return' your app shows can mislead you.
Read guide → - 18 Jun 2026
Section 80C explained for salaried families (2026)
What counts under the ₹1.5 lakh Section 80C limit — EPF, PPF, ELSS, life insurance, NPS, tuition fees and home-loan principal — how they compare on lock-in and returns, and the old-vs-new regime catch.
Read guide → - 12 Jun 2026
How to check your EPF balance and download the passbook (2026)
Four ways to check your EPF balance in 2026 — the EPFO passbook portal, UMANG, a missed call, and SMS — plus how to download the passbook PDF and read the employee, employer and pension split.
Read guide →