Terms of Service
A record-keeper, not an adviser
Your own figures, organised. Not financial, tax or legal advice.
Free while in beta
A price comes later, in writing, before any charge.
Your data stays yours
In India, never sold, yours to export or delete.
Indian law
Governed by the laws and courts of India.
| Hundo | You | |
|---|---|---|
| The numbers | Reconciles what you enter; marks to market | Verify against official statements |
| Advice | None | Ask a qualified professional |
| Your bank and EPFO | Never logs in, never moves money | Capture each account once |
| Access | Walls each household off | Guard your passkey and app-lock; add only people who agree |
| Price | ₹0 in beta; notice before any charge | Nothing charged until you choose it |
Empty disc: the thing Hundo deliberately does not do. Full wording in clauses 2, 4 and 5.
01AgreementUsing Hundo means you accept these terms.
By using Hundo you agree to these terms. If you don’t agree, please don’t use the service. Hundo is operated by Akash Rajagopal; contact us at hello@hundo.in.
02What Hundo isA private record-keeping tool. It does not scrape or move money.
Hundo is a private app that reconciles the net worth you capture across your accounts, keeps your documents and renewal dates, and answers questions about your money. It is a record-keeping and organisation tool. It does not scrape your bank or EPFO, and it does not move your money.
03BetaOffered as is, free, with notice before anything you pay for begins.
Hundo is in beta. That means features may change, break, or be added, and the service is offered as is while we build it with you. It is free during beta. We may introduce paid plans later; if we do, we will give you clear notice before anything you have to pay for begins.
04Your account and responsibilitiesYour own family, a secure passkey, accurate entries, no misuse.
- Use Hundo for your own family’s records, and only add people to your household who agree to it.
- Keep your device, passkey and app-lock secure — they are how your vault stays private.
- Make sure the information you capture is accurate; Hundo reconciles what you enter.
- Don’t misuse the service — no attempting to breach security, disrupt it, or access another family’s data.
05Not financial adviceValues are estimates. Verify with official statements; consult a professional.
Hundo shows and organises your own figures, marks investments to market from public feeds, and its assistant answers about your money. None of this is financial, investment, tax or legal advice. Values are estimates for your convenience — always verify with your official statements before acting, and consult a qualified professional for advice.
06Your dataYours. Stored in India, never sold, masked before AI. See the Privacy Policy.
Your data remains yours. We store it in India, never sell it, and redact sensitive identifiers before AI calls, except where the number is the record you asked us to capture — as set out in our Privacy Policy, which forms part of these terms.
07Availability and disclaimersNo guarantee of uninterrupted service in beta; liability limited as the law allows.
We work to keep Hundo available and accurate, but during beta we can’t guarantee uninterrupted or error-free service. To the extent permitted by law, Hundo is provided without warranties, and we are not liable for indirect or consequential losses arising from use of the service. Nothing here limits liability that cannot be limited by law.
08Ending useLeave any time; we give notice and an export if we end or discontinue.
You can stop using Hundo at any time and ask us to delete your data. We may suspend or end access if these terms are breached, or if we discontinue the service — in which case we will give you reasonable notice and a way to export your data.
09Governing lawThe laws and courts of India.
These terms are governed by the laws of India, and the courts of India have jurisdiction over any dispute.
10ChangesMaterial changes update the date above; continued use accepts them.
We may update these terms as Hundo evolves. When we make material changes, we’ll update the date above and, where appropriate, tell you directly. Continuing to use Hundo means you accept the updated terms.
11Contacthello@hundo.in
Questions about these terms? Email hello@hundo.in.