The documents every Indian family should keep (a checklist)
| Identity | Financial | Insurance | Property | Legacy | |
|---|---|---|---|---|---|
| What | Aadhaar, PAN, passport, driving licence | Bank & FD details; EPF, PPF, NPS passbooks; demat & MF folios | Life & health policies; vehicle insurance | Sale deeds, property papers, vehicle RC | Will, succession papers, nominee records on every account |
| Why it matters | Every KYC, claim and transaction starts here | Access, nominee claims, maturity, the retirement corpus | The payout your family lives on | Ownership, inheritance, disputes, transfer | Decides who receives what, and how fast |
| Where it lives | UIDAI, Income Tax, Passport Seva | Bank, EPFO, PPF bank, NSDL/CDSL, AMC/RTA | Insurer portal, policy bond | Registrar, bank locker, Parivahan | With a trusted person, or registered |
Warranties and AMC records sit on the financial shelf too — money back on failures, if the receipt can be found.
Nominees go stale
A nominee named at 25 is often still there at 45. Review every account after a marriage, birth or death.
Everything is in one head
If only one person knows the LIC policy exists, the family is one bad day from losing it.
Expiry dates ambush you
Passports, policies, licences and warranties lapse silently — a paper you had but could not use.
- 01
One place, not a shoebox and a phone gallery.
Photos scattered across a gallery are not findable on the day it matters.
- 02
Each paper with its typed key fields.
Policy number, nominee, sum assured — so the number can be read without opening the scan.
- 03
Each paper with its expiry date.
Reminders fall out of the dates on their own.
- 04
Behind a lock, readable by the family.
PIN or biometric; data held in India.
This is what Hundo’s vault is: Aadhaar, PAN, passports, policies, warranties and nominees, each as a typed record with its uploaded proof and its expiry tracked. The point is not storage — it is that your family can find and use every paper on the worst day, not just the good ones.
See your family’s whole picture in one ledger.
Hundo reconciles every account, watches every renewal, and keeps every document safe. Free while it is in beta.