Privacy Policy

Hundo (“Hundo”, “we”, “us”) is a private family-finance and document-vault app operated by Akash Rajagopal. You can reach us any time at hello@hundo.in.

• Account details — your email and the passkey credential you use to sign in.
• What you capture — the accounts, balances, investments, documents and dates you add: bank, EPF/EPFO, PPF, NPS, mutual funds, stocks, gold, cash, and vault items such as Aadhaar, PAN, passport, policies and nominees, along with any proof files you upload.
• People you add — the family members you assign entities to, for the “for whom” view.
• Basic technical data — the minimum needed to run the service securely, such as device and session information for the app-lock.

We do not scrape your bank or EPFO and we do not store your portal passwords. You capture your information yourself.

Your data is stored in India, in Google Cloud’s asia-south1 (Mumbai) region. It is encrypted in transit and at rest, and does not leave the country in normal operation.

We use your data only to provide the product to you and your family: to reconcile your net worth, mark investments to market, keep your documents and remind you of renewals and expiries. We do not use your financial records to build advertising profiles.

Hundo’s CFO can answer questions about your money. Before any request is sent to an AI model, we redact sensitive identifiers — including Aadhaar, PAN and account numbers — on our side, so the model never receives them. The one exception is when the number is the thing you asked it to read, such as capturing a new account, FD, EPFO, insurance or contact record. The assistant only proposes actions such as reminders or goals; it never moves money or acts on its own without you confirming.

We do not sell, rent or trade your personal or financial data, and we show no advertising. We make money from subscriptions, not from your data. We share data only with the infrastructure providers strictly needed to run the service securely (for example, our cloud host), under confidentiality obligations, or where the law requires it.

Each household’s data is isolated. Only members you add to your family can see your family’s records, according to the access you grant them. Nobody outside your household sees your data.

We keep your data for as long as you use Hundo. You can ask us to export or delete your family’s data at any time by emailing hello@hundo.in, and we will act on the request.

Access is protected by passkey login and a biometric app-lock that clears your session when it locks. Data is encrypted, and access is scoped to your household. No system is perfectly secure, but security is the core of how Hundo is built — the security page explains it in full.

Hundo is in beta and evolving. As we add features, this policy may change; when it changes materially, we will update the date above and, where appropriate, tell you directly.

Questions about your privacy? Email hello@hundo.in — a person building Hundo will reply.